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We believe that the fees charged by OAW are reasonable and customary and are comparable with those charged by other orthopaedic offices in the area.

We will be happy to submit your insurance claim to your carrier for you. Please make certain that we have the most current insurance information and notify us as soon as possible if your insurance changes. 

We participate with most insurance plans in the area; however it is the patient’s responsibility to ensure physician participation in their health plan before scheduling an appointment.  We will be happy to assist you with this process.

If you have a co-payment, your insurance carrier requires that you pay all co-pays at the time of your appointment.  Those patients with high deductible health plans may be asked for a portion of their deductible at the time of their appointment as well before surgery. Our office will send out a surgery estimate showing your responsibility due.  Statements are mailed monthly; payment is expected within 30 days.  The OAW Business Office Staff are happy to assist you with any questions regarding the financial policy.  They can be reached Monday through Friday from 8-5 at 715-847-2382 or 877-260-6755 toll free.

We do not participate with Managed Health Services and Network Health Services. Community Care is an option offered by Aspirus Hospital and clinics. As an independent organization, OAW does not qualify to participate in this program.


We currently have participation agreements with the following insurance carriers:

  • Wisconsin Physicians Service  (WPS)
    • Indemnity Plans
    • PPO/ Statewide
    • Focus Network
    • Arise
  • Security Health Plan
    • Security Health Plan Medical Assistance
  • North Central Healthcare Alliance (NCHA)
  • Medicare
  • Anthem BCBS
    • Blue Access
    • Blue Preferred
    • Blue Priority Plus
  • United Health Care
  • Health EOS (AHC/WPPN)
  • Wisconsin Education Association (WEA)
    • Fed (GHP/MCP)
    • Standard
    • POS
    • Trust Preferred
  • Humana
    • Choice Care
  • Interplan Health Group (IHG)
    • Accountable Health Plan
  • HealthPartners
  • Direct Agreements with:
    • Direct - Aspirus (UMR)
    • Direct - Bone & Joint Clinic
    • Direct - FC Potawatomi
    • Direct - Kocourek
    • Direct - Mid WI Beverage
    • Direct - North Central Health Care (UMR)
    • Direct - Sokaogon Chippewa Community